Government madates Insurance companies to insure everyone.

The government wants to mandate that insurance companies insure anyone at anytime they want coverage.

1)  This will make it cost more for the average American to gain insurance.  Insurance costs are kept down by forcing high risk individuals to higher cost plans.  People that have poor health habits (i.e. smoking, drinking, obesity) normally pay higher rates.  This will be eliminated by the new health plan.  There will be no incentive to actually take responsibility for your own health anymore.  The people that don’t care will ride on the backs of people that actually take care of their personal health.

2)  The costs will go up because insurance companies will not be allowed to deny coverage due to pre-existing conditions.  You could pay the small fine for electing to not have coverage and then when you find out you have to have surgery or find out you have cancer, elect to purchase coverage then.  This in effect bypasses the whole idea behind insurance.  This would be similar to having a car wreck, then paying for the coverage after the accident.

3) This is all an attempt to drive private insurance out and allow the government to step in and push us all into a government run medical program.

Popularity: 100% [?]