Medicare Denies More Claims Than Private Insurance

I posted this on facebook before, but I felt I needed to post it again.  The idiots in congress keep touting that their public option would be just like Medicare.  Well isn’t that nice.  They pay so little that most doctors won’t even accept patients that use it.   Oh yeah remember all the fools that keep saying that we already have rationed care due to insurers denying claims?  Well Medicare is the number one denier of claims by a 2 to 1 margin over the average of all other insurers.  Oh can’t wait for that great coverage. 

Here is the story from BIG GOVERNMENT along with a chart showing the numbers.  Oh yeah don’t believe that site and the story?  Well here is the government report.

Here are some of my ideas  for reducing health care costs. 

1) We go back to a catastrophic insurance program.  You get coverage for catastrophic care and pay your way on the rest.  This is how it originally was set up.   This makes everyone more responsible for their own health and care.  This would bring down the costs of care due to competition for your dollars by doctors.   You would actually see the cost of the care and be more thrifty with where your dollars go.   I mean how many of you actually know what the cost of care is when you throw down your insurance card and pay a $30 co-pay.  It is hard to make the costs go down when the prices are subsidized by guaranteed insurance payments.  This would also keep people from running to the doctor for every little sniffle.

2) Having a catastrophic coverage insurance program with a HSA (Health Savings Account) would also bring down the cost of the policy to where every American could afford it.   Having a tax deductible HSA would also help Americans pay for the program. 

3) Allow a dollar for dollar tax credit for all medical costs.  This would help everyone pay for the costs of the insurance and medical costs.  This would also keep everyone from having to pay for tax subsides for their neighbors who “can’t afford the costs”.

I also find it hard to understand even today why so many say they can’t afford health insurance.  I think most people put the insurance priority last on their list even while they say it is their main problem.  I see a lot of people complaining about the cost while they still have cell phones for every member in the family including their kids, 3 or more cars, boats, motorcycles, cable t.v., smoke, drink, etc.   Get your priorities straight people.

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